Dienstag, Juli 31, 2012

Apabila harga kereta murah.

Pagi tadi ada seorang rakan sepejabat memfowardkan e-mail berkenaan dengan cadangan menurunkan harga kereta import melalui pengurangan duti import. Berlaku pertembungan pendapat antara pencadang dan pembangkang.

Berikut adalah pendapat saya;

Apa yang bole saya faham di sini ialah : 

pembangkang: mencadangkan untuk menurunkan harga kenderaan supaya rakyat lebih bersifat  memiliki dan  harapan bebanan hutang kereta dapat di kurangkan.

pencadang: Memberi hujah mengatakan bahawa cadangan PKR untuk menurunkan harga kereta (eksais cukai) akan merudumkan aktiviti perusahaan kereta nasional PROTON sekaligus vendor dan semua pekerja yang bernaung di bawahnya. Hujahnya lebih kepada ekonomi khususnya.

Dalam setiap perkara pon, kalau hitam itu mudah, putih itu mudah. Jelas dan nyata. Tapi dalam grey area, bermacam pendapat akan di kemukakan. Bergantung kepada situasi dan kepentingan kepada masyarakt dan seterusnya induvidu itu sendiri.

usul yang di kemukan oleh pakatan ada betulnya. Di mana kereta akan jadi lebih murah, rakyat berhutang kenderaan berkurangan, rakyat terasa kurang ditindas dan sebagainya. Dan kata KJ juga ada betulnya, pada waktu itu, harga CIVIC 1.8 70k, berapa pula harga kereta PROTON? Masing-masing mempunyai hujah dan pendirian tersendiri. 
Betul kedua-duanya.

umpama gajah bergaduh di hutan.

Kita tak perlu lihat dari persepsi kedua-dua *gajah* tersebut. Biarkan sahaja mereka. Mari kita melihat dari mata seorang  sebagai pengguna dan sebagai diri kita.
hakikatnya jika harga kenderaan di katakan murah skali pon masih di tahap 50k+. yes kita akan berkata *at least 50k kita dpt merasa honda or toyota or hatta ferrari skali pon*. Sekarang ni pon terdapat kereta2 pada harga tersebut di pasaran tetapi ramai yang membeli kerana terpaksa sebab tak mampu beli kereta brand lain sebab harganya terlalu mahal.

Bayangkan harga Mitsu lencer 80k, civic 80k vios 25k merc bmw pada tahan 100k. Best gila...Kereta mana yang akan anda pilih? semestinya rambang mata. Tak tahu mana yang akan dibeli. Tapi apa yang pasti Jangka masa hutang semestinya maximum 9 tahun. For sure. So apa beza dengan keadaan sekarang? kita membeli vios 70k atau Inspira 70k dan hutang selama 9 tahun. percentage duit keluar pada kadar yang sama. Hanya kita dapat bergaya dan memiliki kereta yang lebih bergaya dan *standard* di mana matlamatnya nak menaikkan income seisi rumah.

Dalam keadaan sekarang pon, berapa ramai individu yang sempat bayar habis kereta sehingga 9 tahun loan? memang ada. Tetapi berapa ramai pula orang yang menukar kereta setiap kali income bertambah (setelah 3 tahun) dan kembali membuat loan 9 tahun? bayang kan situasi begini pada masa kereta brand hebat2 toyota, honda, VW, merc, bmw, proton, pagani zonda dll berharga 80k-120k ? lagi ramai la yang akan berhobikan kereta. Lagi sukar mengawal nafsu tukar-tukar kereta. 

student uni pon akan bergaya dengan kereta cc besar ..seisi rumah pon kereta cc besar. Timbul pula masalah harga minyak. Isu seterusnya pula kurang kan harga minyak dan isu2 lain yang berangkai. Tercapaikah matlamat nk mengurangkan kadar hutang ? masalah kewangan? jika kita sendiri yang terus menerus berhutang dan berluxus. Semetinya hutang itu perlu akan tetapi pada kadar yang munasabah dan pada tujuan yang betul.

walaubagaimanpon ia terletak kepada individu sendiri untuk mentafsir antara *value* dan *price*. Kereta pada sekian *price* tapi apakah *value* kereta itu kepada kita. dari situ kita dapat menilai antara keperluan dan kemahuan, keuntungan dan kerugian, cash or trash. Apa yang dibuat ini adalah seperti memberi kita ikan, dan bukan mengajar kita menangkap ikan.

Sebenarnya, Hutang bukanlah issunya, tetapi isunya ialah *bad debt*, jadi, dalam apa jua perkara, harga kereta murah atau mahal, kita always ada choice mengikut kemampuan masing2. Kesimpulannya tahap mana kemampuan , keinginan, kewangan kehutangan adalah bergantung pada diri sendiri.

Pengurangan harga kereta ini hanya membolehkan kita merasa kereta yang dahulunya hanya mampu melihat. Akan tetapi tidak berupaya menyelesaikan isu hutang kebanyakkan rakyat malaysia secara langsung. Kerana hutang-piutang ini adalah satu cabang dari subjek financial intelligent . Walaubagaimanpun, pada satu sudut lain, ada baiknya harga kereta di kurangkan. Dan kelebihan ini akan dapat di manfaatkan sebaiknya bagi mereka yang celik kewangan.

A friend of mine comment isu ni dlm fb : " bagi aku...sama ja...bila keta import jadi murah, org malaysia ni akan beli keta lagi high class...kalo skang dah terkebil2 nk bayar VIOS atau city, nti bila keta import dah murah, terkebil2 lak nak bayar Lancer. We will get the same old problem with Malaysian mentality..LOL "

Yes it is all about mentality attitude and habit.... 

p/s: prefer beli kereta second hand cash..tayah hutang...

no worry just opinions thou'....
cheers~~~
 
 

Sonntag, Juni 24, 2012

Bilakah masa yang sesuai untuk membeli hartanah?

Bilakah masa yang sesuai untuk membeli hartanah? Jawapannya ialah pada bila-bila masa sahaja, yang penting bukanlah pada *masa tertentu* tersebut akan tetapi pada masa *anda telah bersedia*. Bilakah anda bersedia? Bertanyalah diri sendiri ''Adakah aku telah bersedia?'' Jika jawapannya 'ya' , itu lah masa yang sesuai untuk anda mulakan pembelian hartanah anda.

Sebaik-baiknya mulakan membeli hartanah pertama setelah medapat pekerjaan tetap.Jangan terlalu focus kepada keinginan membeli kereta yang terlalu mahal yang memerlukan anda berhutang lebih dari 2 tahun. Jika begitu keadaannya, bermakna anda belum mampu memiliki kereta tersebut, dan jika anda teruskan, nescaya anda akan mengalami masalah pengurusan kewangan di masa hadapan. Hal ini adalah mengambil perkiraan golongan berpendapatan pertengahan yang merangkumi majoritinya golongan belia, yang mana baru memulakan kehidupan setelah tamat fasa pengajian.

Carilah hartanah yang sesuai dengan pendapatan pada ketika itu. Jangan terburu-buru membeli yang mahal. Jangan mengikut kemahuan hati.Tidak dinafikan setiap orang mengidamkan kediaman yang cantik dan indah. Tetapi jika anda terus mengumpul duit dan mengejar rumah impian anda itu, percayalah anda tidak akan langsung mampu memilikinya hatta anda akan terlepas peluang membeli sesuatu yang anda mampu pada masa yang susah berlalu.

Jika anda terlalu cepat membeli sesuatu yang terlalu mahal, nescaya ada sudah tidak akan mampu membeli kediaman kedua dan seterusnya kecuali anda menjual dan mendapat cash flow baru untuk berbuat demikian.Tetapi, adakah anda akan menjual rumah impian anda tersebut? sudah tentunya tidak, dan anda akan terus mendudukinya di samping terus membayar ansuran bulanan dan terus bekerja keras untuk menanggung liability tersebut.

Sememangnya tidak salah berbuat demikian. Akan tetapi terdapat cara yang lebih baik untuk kita memiliki sesuatu yang kita idam-idamkan. Hanya dengan pengetahuna mengenai aliran wang dan *compound profit* anda bole memiliki kediaman impian anda dalam masa singkat dan yang lebih bermakna lagi, anda tidak perlu bekerja keras untuk membiayai liability-liability tersebut kerana ia bole dijadikan asset yang membiayai anda dan juga it pays for itself.

Dari masa ke masa, saya akan kongsikan lagi info-info dan tips.

Saya tahu, ramai muda belia yang di luar sana yang berkebolehan dalan hal2 begini. Feel free to share via comment.




Donnerstag, April 26, 2012

Membeli hartanah subsale

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Sekiranya anda ingin membeli kediaman secara subsale, terdapat beberapa perkara yang harus diambil perhatian. Artikel kali ini akan memfocuskan kepada kediaman pangsapuri kos sederhana. Kenapa? Kerana target adalah golongan berpendapatan sederhana yang biasanya berpendapatan bulanan ~RM3000 dan memiliki kereta. Berikut adalah beberapa perkara yang berbaloi diberikan perhatian:
1)  Tujuan anda membeli hartanah tersebut samada untuk persendirian atau tujuan pelaburan atau kedua-duanya. Untuk setiap tujuan tersebut, terdapat strategi yang tersendiri.
2)   Lokasi kediaman tersebut. Sebenarnya, lokasi adalah perkara subjektiv bergantung terhadap individu.Ada yang membeli kerana dekat dengan tempat kerja, ada yang sukakan kawasan yang tenang dan jauh dari kesesakan, ada juga yang sukakan tempat yang happening. Jika pembelian untuk diri sendiri, ikutlah citarasa sendiri.Akan tetapi jika tujuan pelaburan, adalah penting diambil kira jaringan perhubungan jalan, kemudahan awam, pusat commersial, pengangkutan awam, peluang pekerjaan dan banyak lagi. Akan tetapi jika anda dapat memilikinya all in one, adalah lebih baik dan anda tidak perlu risau dan anda bole gunakan untuk setiap tujuan.
3)   Nilai semasa hartanah tersebut.Hendalah terlebih dahulu membuat survey terhadap harga pasaran dan juga harga kadar sewa semasa .Sebaiknya cuba dapatkan belian yang di bawah harga pasaran atau semurah yang boleh. Bandingkan harga belian tersebut dengan kadar bayaran bulanan dengan kadar sewa semasa. Selalunya unit basic adalah lebih murah berbanding dengan unit yang telah diubahsuai . Jadi, ambilah unit basic tersebut dengan syarat anda tidak perlu melalukan kerja2 baik pulih yang major. Pengubahsuian rumah bole di lakukan kemudian dengan kadar yang murah atau DIY. Dan bole meningkatkan harga hartanah anda.

4)   Umur kediaman tersebut. Pilihlah yang ‘muda’ (biasanya bawah 5 tahun) kerana dalam tempoh masa tersebut, pengurusan masih menjaga rapi, kebersihannya pada tahap yang memuaskan. Lif2 masih beroperasi dengan baik. 
5)    Keadaan sosial. Adakah kawasan tersebut didiami kebanyakkannya oleh keluarga? Atau di sewakan kepada student? Atau di sewakan kepada warga asing? Sangat penting untuk anda mengetahuinya. Seandainya anda ingat tinggal bersama keluarga anda sudah pasti anda tidak mahu berada dalam kelompok warga asing atau student yang banyak. Akan tetapi jika untuk di sewakan, sudah pasti unit anda tidak akan terbiar kosong. Juga perlu tahu tentang aktiviti rukun tetangga atau aktiviti yang mengeratkan hubungan penduduk setempat.
6)   Isu keselamatan. Adakah kawasan itu dikawal pengawal keselamatan? jika Ya, itu adalah factor tambah untuk anda. Isu keselamatan juga ada kaitan dengan penduduk dan keadaan social seperti yang disebutkan di atas.


7)   Kemudahan asas. Adakan kawasan tersebut menyediakan dewan, kedai, taman permainan, pusat sukan, surau dan sebagainya.

Freitag, April 13, 2012

Discovering your unique intelligence

I found this article in The Star Online and decided to stick it here in my blog so that i can re-read it while sharing it with others.
In this article, we will be focusing on how to identify your unique skills and talents, or in other words, your unique intelligence. All of us are born with different intelligences. Some of these are inborn, while others are learnt and discovered along life’s journey. There are many different types of intelligence that we possess. You have to find your unique combination and from there, you would be able to know what your unique talents and skills are as well as your strengths and weaknesses.
1. Linguistic Intelligence involves sensitivity to spoken and written language, the ability to learn and use languages to accomplish certain goals. People who have this intelligence are good with words, and it can be either verbal or non-verbal. Writers, poets, lawyers and speakers are among those that have high linguistic intelligence.
2. Interpersonal Intelligence is the ability to understand, negotiate, influence, persuade and communicate effectively with other people. If you have the capacity to understand the intentions, motivations and desires of other people, you probably have this intelligence. Today, it is one of the more sought-after intelligence as people need to work and co-operate with one another. Educators, salespeople, religious and political leaders all have a well-developed interpersonal intelligence.
3. Intrapersonal Intelligence involves the ability to think and analyse. You spend a lot of time reflecting on how you are thinking and feeling. You know your inner self well and are able to appreciate their feelings, fears and motivations. People born with this intelligence tend to dream a lot, self-criticise, breakdown and are able to simplify complicated ideas. This intelligence can be found in psychologists, spiritual leaders and philosophers.
4. Logical-Mathematical Intelligence is the ability to calculate, quantify and carry out mathematical operations. People with this intelligence also have sequence reasoning skills and are able to clearly explain the events that follow the sequence. Are you good at mathematics, able to approach complicated problems by reasoning deductively and thinking logically? Then, you might have found your type of intelligence. This intelligence is most often associated with scientific and mathematical thinking.
5. Physical or Bodily-Kinesthetic Intelligence entails the potential of using one's whole body or parts of the body for physical movement and action. This intelligence involves a sense of timing and the ability to use mental abilities to coordinate bodily movements. Athletes are great examples of people who possess great physical intelligence.
6. Musical Intelligence involves skills in the performance, composition, and appreciation of musical patterns. People with this intelligence have the ability to recognise and compose musical pitches, tones and rhythms.
 
7. Visual or Spatial Intelligence is the ability to see and think in three dimensions, in shapes, forms and patterns. Sailors, pilots, sculptors, painters and architects all exhibit this intelligence. They are fascinated with mazes and jigsaw puzzles, able to draw a map after viewing a place or location once, and able to find their way to the desired location after looking at the map.
8. Entrepreneurial or Street-Smart Intelligence is the ability to spot business opportunities, the courage to take calculated risks and the ability to put the resources together to transform into viable businesses. It is also one of the highest forms of paid intelligences.
9. Financial Intelligence is the ability to make money work for you. People with this intelligence type are able to make informed decisions on what, where and when to invest. They are able to understand the big picture created by changes in the economy and they would know how to take advantage of it.
To be success, you must know your unique combination of intelligence. You should always leverage on your strengths and at the same time, continuously work on improving your weak areas. How far you ultimately go in life does not depend on your strong areas, but how much improvements you can make to your weak areas.
Let’s say, you are great in all areas except that you lack Interpersonal Intelligence as you are a shy and timid person by nature, and you are not comfortable dealing with people. You may be able to analyse and spot great property deals but you will have immense trouble negotiating with agents or sellers to get a better price and getting the various parties such as lawyers and banks to come together to put the deal together.

Later, you will even have trouble finding and dealing with tenants since properties is a people-intensive business. Hence, to succeed in this area, you must work hard on overcoming your weaknesses. The good news is that any skills that you lack or were not born with can be easily learnt through reading books, attending seminars and networking with like-minded people. Another alternative would be to look for a partner who can complement your strengths and weaknesses.

-article by Milan Doshi-

Dienstag, März 20, 2012

Sila tinggalkan pesanan selepas nada *beeepp*

''kekadang di saat ini kita merasakan kita kehilangan segala-galanya.Kita jadikannya alasan untuk kita berputus-asa. Tetapi ingatlah semula pada suatu masa dahulu di kala kita mengecap kesenangan dan kebahagiaan. Adakah kita bersyukur? sesungguhnya hidup ini akan ada masa pasang dan surutnya. Walaubagaimana keadaan sekalipun hendaklah kita berada pada landasan yang betul dan janganlah kita berubah haluan hanya kerana sedikit kehilangan yang dirasai.Ujian demi ujian akan menjadikan kita lebih kuat dan bukannya untuk melemahkan manusia. Janganlah kita menjadikan kesenangan itu sebagai alasan untuk kita lalai dan jangan pula jadikan kehilangan itu sebagai alasan untuk kita berputus asa dan menjadi mungkar.'' getus hati.

Dienstag, März 13, 2012

Pantomime


-picture from google image-

In my fantasy, I'm a Pantomime
I'll just move my hands and everyone sees what I mean
Words are too messy, and it's way past time
To end in my mouth paint my face white and tried
To reinvent the sea, one wave a time
Speak without my voice and see the world by candlelight

I ain't afraid to let it out
I'm not afraid to take that fall
But I have found beyond all doubt
You say more by saying nothing at all

In my fantasy, no such thing as time
Minutes bleed into days avant garde and show
Me your heresies, and I'll show you mine
We only speak in Pantomimes on this carpet ride

I ain't afraid to let it out
I'm not afraid to take that fall
But I found beyond all doubt
You say more by saying nothing at all

In my fantasy, you look good entwined
In my hair and skin and spit and sweat and spilled red wine
You're my deep secret
I'm your Pantomime
I'll just move my hands I'll promise you'll see what I mean

-Incubus-

Sonntag, März 11, 2012

Oh baby..baby.. it's a wild world



"I had found the spiritual home I'd been seeking for most of my life. And if you listen to my music and lyrics, like "Peace Train" and "On The Road To Find Out", it clearly shows my yearning for direction and the spiritual path I was travelling." Yusuf Islam

There is always an amazing story behind every reversion from non-Islam to Islam. The turning point begins when they start to question and seeking for the true meaning of life. And for those who wants it , will surely find it.


WILD WORLD

Now that I've lost everything to you
You say you wanna start something new
And it's breakin' my heart you're leavin'
Baby, I'm grievin'
But if you wanna leave, take good care
I hope you have a lot of nice things to wear
But then a lot of nice things turn bad out there

Oh, baby, baby, it's a wild world
It's hard to get by just upon a smile
Oh, baby, baby, it's a wild world
I'll always remember you like a child, girl


You know I've seen a lot of what the world can do
And it's breakin' my heart in two
Because I never wanna see you a sad girl
Don't be a bad girl
But if you wanna leave, take good care
I hope you make a lot of nice friends out there
But just remember there's a lot of bad and beware

[Chorus]

Baby, I love you
But if you wanna leave, take good care
I hope you make a lot of nice friends out there
But just remember there's a lot of bad and beware

Mittwoch, Februar 15, 2012

Reality: Some SMALL details in lives are what really matter for a BIG change.

I don't know where does this article come from, whether it is made or based on real story, i can't tell. But 1 thing for sure, it is something that could probably trigger our mind upon the meaning of life. This is a long composition,no rush,take your leisure time to read and understand the moral of the story.

Married or not you should read this...


“When I got home that night as my wife served dinner, I held her hand and said, I’ve got something to tell you. She sat down and ate quietly. Again I observed the hurt in her eyes.

Suddenly I didn’t... know how to open my mouth. But I had to let her know what I was thinking. I want a divorce. I raised the topic calmly. She didn’t seem to be annoyed by my words, instead she asked me softly, why?

I avoided her question. This made her angry. She threw away the chopsticks and shouted at me, you are not a man! That night, we didn’t talk to each other. She was weeping. I knew she wanted to find out what had happened to our marriage. But I could hardly give her a satisfactory answer; she had lost my heart to Jane. I didn’t love her anymore. I just pitied her!

With a deep sense of guilt, I drafted a divorce agreement which stated that she could own our house, our car, and 30% stake of my company. She glanced at it and then tore it into pieces. The woman who had spent ten years of her life with me had become a stranger. I felt sorry for her wasted time, resources and energy but I could not take back what I had said for I loved Jane so dearly. Finally she cried loudly in front of me, which was what I had expected to see. To me her cry was actually a kind of release. The idea of divorce which had obsessed me for several weeks seemed to be firmer and clearer now.

The next day, I came back home very late and found her writing something at the table. I didn’t have supper but went straight to sleep and fell asleep very fast because I was tired after an eventful day with Jane. When I woke up, she was still there at the table writing. I just did not care so I turned over and was asleep again.

In the morning she presented her divorce conditions: she didn’t want anything from me, but needed a month’s notice before the divorce. She requested that in that one month we both struggle to live as normal a life as possible. Her reasons were simple: our son had his exams in a month’s time and she didn’t want to disrupt him with our broken marriage.

This was agreeable to me. But she had something more, she asked me to recall how I had carried her into out bridal room on our wedding day. She requested that every day for the month’s duration I carry her out of our bedroom to the front door ever morning. I thought she was going crazy. Just to make our last days together bearable I accepted her odd request.

I told Jane about my wife’s divorce conditions. . She laughed loudly and thought it was absurd. No matter what tricks she applies, she has to face the divorce, she said scornfully.

My wife and I hadn’t had any body contact since my divorce intention was explicitly expressed. So when I carried her out on the first day, we both appeared clumsy. Our son clapped behind us, daddy is holding mommy in his arms. His words brought me a sense of pain. From the bedroom to the sitting room, then to the door, I walked over ten meters with her in my arms. She closed her eyes and said softly; don’t tell our son about the divorce. I nodded, feeling somewhat upset. I put her down outside the door. She went to wait for the bus to work. I drove alone to the office.

On the second day, both of us acted much more easily. She leaned on my chest. I could smell the fragrance of her blouse. I realized that I hadn’t looked at this woman carefully for a long time. I realized she was not young any more. There were fine wrinkles on her face, her hair was graying! Our marriage had taken its toll on her. For a minute I wondered what I had done to her.

On the fourth day, when I lifted her up, I felt a sense of intimacy returning. This was the woman who had given ten years of her life to me. On the fifth and sixth day, I realized that our sense of intimacy was growing again. I didn’t tell Jane about this. It became easier to carry her as the month slipped by. Perhaps the everyday workout made me stronger.

She was choosing what to wear one morning. She tried on quite a few dresses but could not find a suitable one. Then she sighed, all my dresses have grown bigger. I suddenly realized that she had grown so thin, that was the reason why I could carry her more easily.

Suddenly it hit me… she had buried so much pain and bitterness in her heart. Subconsciously I reached out and touched her head.

Our son came in at the moment and said, Dad, it’s time to carry mom out. To him, seeing his father carrying his mother out had become an essential part of his life. My wife gestured to our son to come closer and hugged him tightly. I turned my face away because I was afraid I might change my mind at this last minute. I then held her in my arms, walking from the bedroom, through the sitting room, to the hallway. Her hand surrounded my neck softly and naturally. I held her body tightly; it was just like our wedding day.

But her much lighter weight made me sad. On the last day, when I held her in my arms I could hardly move a step. Our son had gone to school. I held her tightly and said, I hadn’t noticed that our life lacked intimacy. I drove to office…. jumped out of the car swiftly without locking the door. I was afraid any delay would make me change my mind…I walked upstairs. Jane opened the door and I said to her, Sorry, Jane, I do not want the divorce anymore.

She looked at me, astonished, and then touched my forehead. Do you have a fever? She said. I moved her hand off my head. Sorry, Jane, I said, I won’t divorce. My marriage life was boring probably because she and I didn’t value the details of our lives, not because we didn’t love each other anymore. Now I realize that since I carried her into my home on our wedding day I am supposed to hold her until death do us apart. Jane seemed to suddenly wake up. She gave me a loud slap and then slammed the door and burst into tears. I walked downstairs and drove away. At the floral shop on the way, I ordered a bouquet of flowers for my wife. The salesgirl asked me what to write on the card. I smiled and wrote, I’ll carry you out every morning until death do us apart.

That evening I arrived home, flowers in my hands, a smile on my face, I run up stairs, only to find my wife in the bed -dead. My wife had been fighting CANCER for months and I was so busy with Jane to even notice. She knew that she would die soon and she wanted to save me from the whatever negative reaction from our son, in case we push through with the divorce.— At least, in the eyes of our son—- I’m a loving husband….

The small details of your lives are what really matter in a relationship. It is not the mansion, the car, property, the money in the bank. These create an environment conducive for happiness but cannot give happiness in themselves.

So find time to be your spouse’s friend and do those little things for each other that build intimacy. Do have a real happy marriage!

If you don’t share this, nothing will happen to you.

If you do, you just might save a marriage. Many of life’s failures are people who did not realize how close they were to success when they gave up.

Freitag, Februar 10, 2012

Reality : More than a degree to get a job

PUTRAJAYA: Graduates should see their degree as a stepping stone to a career, not a guarantee of a job.

MCA Young Professionals Bureau chairman Datuk Chua Tee Yong said it would take more than a degree to get a job in an increasingly competitive job market.

He advised graduates to be creative, versatile and not expect a high salary and working conditions to their liking.

Commenting on reports quoting the Human Resource Ministry's statistics of a rise in unemployment among graduates, from 65,500 in the first quarter of 2010 to 71,600 in the same period last year, Chua said there could be various reasons for this.

For instance, he said, job seekers should make an effort to find out what went wrong during their job interviews.

“Find out from your potential employers (interviewers) how you performed. This is a valuable feedback to help you to do better the next round, apart from showing your commitment to improve,” Chua, also the Deputy Agriculture and Agro-based Industry Minister, said in an interview yesterday.

Chua said other factors that could affect graduates' employability would include the type of discipline they took up in university.

Citing examples, he said it might be easier for a psychology graduate to get a job in countries where it was normal for people to seek counselling but such opportunities may be scarce here.

He noted the Human Resource Ministry was taking steps to help unemployed graduates and urged them to visit the ministry's website to find out options available to them.

Chua said it was important that job seekers, graduates or non-graduates, persevere, adding that every failed interview should be seen as an experience that could help them at the next interview.

The job market is not so bleak, he said, adding that a survey by Universiti Tunku Abdul Rahman (Utar) showed that 97% of its graduates found employment within six months of graduation.

He said he believed that everyone, from school dropouts to graduates, had their own strength.

“There are many options these days, whether one is academically inclined or otherwise. Vocational training in areas like baking, culinary skills and wedding planning are popular.”

For instance, he said the MCA had engaged six universities and a college in Taiwan to offer Malaysians aged 40 and below to take up two-year vocational training programmes and 300 scholarships were available.

By FOONG PEK YEE -theSTAR-

My personal comments:

1)While this article remains so true, yet , there are still facts, be left untold. Just like a doctor that says u are affected without giving u prescriptions.

2)A brainy graduates should think beyond than just a *what-job-suits-me* kinda attitude.

3)Don't panic and don't rush to secure a job. Give yourself ample time for your brain to think what to do next.

4)Jot down plans.

5)Don't hesitate to pursue your dream and do what you like. Believe in yourself. You won't feel a single day working.

6)If u ever had a dream to become an engineer, be your own engineer who designs your own life.

7)etc.